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The Close, Run by Agents

Bond sits on top of your ERP — agents match, code, and post continuously, so the close runs itself.

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Ledger›General Ledger
TH
TINA HUDSON001 TECHNOLOGIES
General Ledger
JournalDateEntityGL CodeGL AccountDescriptionTypeCCYDebitCreditStatus
JE-20231001-001
2024-10-01
001 Tech
1100-1001
Cash & Equiv
SEPA inbound — Acme Corp
Cash
EUR
€85,000.00
—
Reconciled
JE-20231001-002
2024-10-01
001 Tech
1200-2001
Accts Receivable
AR settlement — INV-4421
Cash
EUR
—
€85,000.00
Reconciled
JE-20231002-001
2024-10-02
002 Tech
2100-1001
Accts Payable
SWIFT out — Globex PO-8812
Cash
GBP
—
£150,000.00
Posted
JE-20231002-002
2024-10-02
002 Tech
1100-1002
Cash & Equiv
Cash outflow — Globex batch
Cash
GBP
£150,000.00
—
Posted
JE-20231003-001
2024-10-03
003 Tech
1100-3001
Cash & Equiv
Wire in — IC loan from IHB
IC Loan
USD
$500,000.00
—
Reconciled
JE-20231003-002
2024-10-03
IHB
1300-9001
IC Receivable
IC loan — Facility ICL-0034
IC Loan
USD
$500,000.00
—
Reconciled
JE-20231004-001
2024-10-04
001 Tech
1100-1003
Money Mkt Fund
MMF sub — Overnight sweep
MMF
EUR
€2,000,000.00
—
Confirmed
JE-20231004-002
2024-10-04
001 Tech
1100-1001
Cash & Equiv
Sweep — To MMF subscription
Cash
EUR
—
€2,000,000.00
Confirmed
JE-20231005-001
2024-10-05
004 Tech
4100-1001
FX Gain/Loss
FX reval — EUR/USD MTM
FX
USD
—
$34,200.00
Posted
JE-20231005-002
2024-10-05
005 Tech
1100-5001
Cash & Equiv
Wire in — Customer batch
Cash
USD
$245,000.00
—
Pending
JE-20231006-001
2024-10-06
002 Tech
3200-2001
Interest Expense
Q4 interest — Revolver
Debt
GBP
£18,750.00
—
Posted
JE-20231006-002
2024-10-06
001 Tech
1100-1004
Cash & Equiv
SEPA out — Payroll Oct
Cash
EUR
—
€890,000.00
Reconciled
JE-20231007-001
2024-10-07
IHB
1100-9002
Cash Pool Master
Physical sweep — EOD conc.
Cash Pool
EUR
€1,450,000.00
—
Confirmed
JE-20231007-002
2024-10-07
003 Tech
2200-3001
Accrued Liabilities
Accrual — Tax provision Q4
Accrual
USD
—
$175,000.00
Pending

Trusted by

Client
LSE: ASC
Client
NYSE: SGHC
Client
Client
Client
TTSE: MASSY
Client
Client
Client
Client
TYO: 9984
Client
Client
Client
Client
Client
Client
Client
LSE: ASC
Client
NYSE: SGHC
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Client
Client
TTSE: MASSY
Client
Client
Client
Client
TYO: 9984
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Client
Client
Client

The Close, Run by Agents.

Close lives in the Ledgers domain. Agents reconcile, accrue, revalue, and eliminate every day, so the books are closed before the month is and controllers only review.

The product lives in

Ledgers

Explore domain

An agentic ledger that matches, posts, and closes continuously — exceptions are all that reach a human.

The agents that do the work here3 agents
  1. 01

    Reconciliation Agent

    Clears the backlog before it exists
    • Matches and posts every bank line the day it lands
    • Drafts accruals, FX reval, and intercompany eliminations
    • Hands controllers only the breaks that need a call
    Meet the agent
  2. 02

    Policy Enforcer Agent

    Governs adjustments and sign-off
    • Routes write-offs above threshold for approval
    • Enforces segregation on manual journals
    • Keeps evidence on every clearing decision
    Meet the agent
  3. 03

    Reporting Agent

    Reports the state of the close
    • Tracks match rates and ageing per account and entity
    • Flags what is still open and who it is waiting on
    • Produces the close pack for controllers and audit
    Meet the agent

Agents Automate the Close

Eliminate Manual Ledger Work

LEARNINGMatching That Learns

Every correction your team makes becomes a rule. Match rates climb each month and the exceptions queue shrinks with them.

Match Learning Engine
89% accuracy
Amount ± 0.5%Amount
94%
Bank Statement→ERP Invoice
1,842 matches
Reference FuzzyReference
87%
MT940→Journal Entry
956 matches
Date ± 2 DaysValue Date
91%
CAMT.053→Subledger
2,104 matches
Counterparty MapPayee Name
78%
Payment File→Vendor Master
634 matches
Multi-Field CompositeAmt + Ref + Date
96%
Bank + ERP→GL Posting
3,210 matches
8,746 total matches learnedModel v3.2 • Retraining daily
END TO ENDA Reconciliation Agent on Every Account

Ingests statements, matches to the ERP, posts the journals, and hands your team only the exceptions — every day, not at month-end.

Recon Agent Pipeline
Cycle 1 running
1
IngestProcessing...
Pull bank statements & ERP data
2
Normalize
Standardize formats & currencies
3
Match
AI multi-field fuzzy matching
4
Validate
Apply business rules & thresholds
5
Resolve
Auto-resolve known break patterns
6
Escalate
Route exceptions to reviewers
7
Journal
Generate & post journal entries
8
Confirm
ERP write-back & audit trail
14,208
Processed
13,891
Matched
284
Auto-Resolved
33
Escalated
CONTINUOUSBank to ERP, Always in Step

Two-way sync keeps bank and ERP reconciled as transactions happen, so there is nothing left to catch up on when the month ends.

Bank ↔ ERP Sync
992 synced
JPMorgan
JPMorgan**7059
→SAP S/4HANA
342 txns338 matched4 breaks
Synced
HSBC
HSBC**3841
→Oracle NetSuite
189 txns187 matched2 breaks
Synced
Citi
Citi**9012
→SAP S/4HANA
256 txns250 matched6 breaks
In Progress
BNP Paribas
BNP Paribas**6628
→Microsoft D365
128 txns128 matched
Synced
UBS
UBS**1144
→Oracle NetSuite
94 txns89 matched5 breaks
Pending
SAPNetSuiteD365
Real-time two-way sync
JOURNALSJournals Drafted and Posted

Accruals, intercompany, multi-currency — agents assemble balanced entries across every ledger and post them. No manual keying.

Auto Journal Engine
3 entries posted
JE-8001General Ledger
Posted
DRCash & Equivalents
$245,000.00USD
CRAccounts Receivable
JE-8002Intercompany
Posted
DRIC Receivable — 002
€180,000.00EUR
CRIC Payable — 001
JE-8003Subledger - AP
Pending
DRAccounts Payable
£92,400.00GBP
CRBank — HSBC
JE-8004FX Revaluation
Posted
DRUnrealized FX Gain
$31,200.00USD
CRFX Translation Reserve
JE-8005Subledger - AR
Review
DRBank — Citi
$567,800.00USD
CRRevenue Accrual
GLICAP/ARFX
Multi-ledger active
BREAKSBreaks Cleared Before You See Them

Every posting scanned as it lands — duplicates, mismatches, and outliers resolved or flagged for review with the evidence attached.

Live Break Monitor
0 auto-resolved
BRK-4201HIGHUnmatched
Bank StatementJPM **7059$142,500.002d
BRK-4202MEDIUMDuplicate
Journal EntryHSBC **3841$28,750.001d
BRK-4203LOWAmount Mismatch
ERP PostingCiti **9012$5,320.454h
BRK-4204HIGHMissing Entry
SubledgerBNP **6628$890,000.003d
BRK-4205MEDIUMFX Variance
RevaluationUBS **1144€67,200.006h
2 High
2 Medium
1 Low
Auto-resolve: ON

YourERPstaysthesystemofrecord.Agentssitontopofit,doingthematching,coding,andpostingcontinuously—sothecloserunsitself.

THE CONTINUOUS CLOSE

Close Every Day. Sign Off on Day Zero.

Where is the October close?
CLOSE · OCTOBERDAY 1 OF 31
Bank reconciliation318 accounts
3%
GL coding1,210 lines
3%
Accruals42 entries
4%
FX revaluation11 currencies
3%
Intercompany elims14 pairs
3%
Trial balanceall entities
3%
Open items · 1,1710 carried forward

Zero-Day Close.

Recs, accruals, FX reval, and eliminations finish during the month. When the period ends, all that is left is review and sign-off.

Live ledger · today
AS IT LANDS1,204 POSTED
SEPA in · Acme Corp€85,000
matchedcodedposted
Backlog · 0 linesNothing waits for month-end

Continuous, Not Month-End.

Every transaction is matched, coded, and posted the day it lands. Nothing piles up, so closed is the state your ledger is always in.

What needs me today?
AGENTS100%1 handled
YOUR REVIEW0%0 to decide
Bank line matchedJPM ··7859
auto
Inside policy · every action loggedEvidence attached

Agent-Led, Human-Reviewed.

Agents handle the routine volume inside your policy. The few items that need judgment reach a named reviewer, evidence attached.

FOR TEAMS CLOSING FASTER

Fewer Manual Touches, Every Month.

01

On top of your ERP, not instead of it.

Bond does not replace SAP, Oracle, or NetSuite. Agents sit on top, doing the matching, coding, and posting into it — so the close becomes automatic and seamless.

posted 1,204 lines · 42 accruals · 14 IC pairs → SAP S/4HANA · 0 keyed by hand
02SLACK · TEAMS

Slack when it needs you.

Anything that needs judgment comes to you in Slack or Teams with the evidence attached. Approve from the thread; the agent finishes the posting.

#close Bond: unmatched €142,500 at JPM — match to INV-4421? [Approve] [Review]
03

Learns every day.

Each correction becomes a rule. Agents research their own runs daily and rewrite what they know, so manual touches fall month after month.

lesson bank fees post a day late → rule added · 23 fewer exceptions
Built on the Bond agent architectureBuilt on the same agent architecture that runs every Bond domain — one loop, memory that updates itself, controls on every action.
Inside the architecture →

Close Faster, Every Month

AGENTS DO THE LEDGER WORK. YOUR TEAM REVIEWS.

Agents reconcile, code, and post into your ERP continuously, so the close is already done when the month ends. Your accountants review and sign off — they stop keying.

Match
Continuous Reconciliation

Every bank line matched to the ERP as it lands, not at month-end.

Code
GL Classification

Uncoded items get the right GL code applied, with the confidence shown.

Post
Journal Automation

Accruals, FX reval, and eliminations drafted, balanced, and posted.

Clear
Exceptions Only

Agents resolve the routine; your team sees only what needs judgment.

Learn
Self-Improving Rules

Every correction becomes a rule, so manual touches fall every month.

Sync
Your ERP, Untouched

Works inside SAP, Oracle, NetSuite, and more — no migration, no rekeying.

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Trusted by Global Leaders

DON'T TAKE OUR WORD FOR IT

Trusted by global enterprises and critical national infrastructure alike. Bond handles it all, getting smarter with every cycle.

"Bond saves us hours every day. Its AI identifies trapped liquidity then plans the most optimal route to generate more revenue."

Alinda Van Wyk, CFO

100s m

Liquidity Unlocked

Alinda Van Wyk, CFO Logo

The Shell and Equinor JV, Adura, rolled out Bond's full AI system to future-proof their finance and treasury operations.

#1

Independent Producer

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"Bond was clearly more advanced than other vendors during the RFP process and has transformed our operations with it's AI-powered solutions."

Rajiv Parmar, Treasurer

$150m

Liquidity Managed

Rajiv Parmar, Treasurer Logo

BOOK A DEMO

Ready to take the manual work out of your close?

See how Bond can transform your finance operations with AI automation, ROI delivery, and intelligent decision-making.

Book Demo
$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

FAQs

Your questions, answered.

The same work your team does by hand today. Agents ingest bank and ERP data as it lands, match transactions, apply GL codes to uncoded items, draft and post balanced journals for accruals, FX revaluation, and eliminations, and clear duplicates and breaks. Anything that needs judgment is routed to a named person with the evidence attached; everything else is done before month-end arrives.
Most of it. The routine volume — matching, coding, standard journals, intercompany — runs on agents from day one. Match rates and auto-coding confidence climb as agents learn from your corrections, so the share handled without a human touch grows every month. Your accountants spend their time on review, sign-off, and the genuinely unusual.
No. Agents work inside the systems you already run — SAP, Oracle, NetSuite, Dynamics, and more — reading and posting through standard integrations. Your ERP stays the system of record; Bond removes the manual work that feeds it.
Every agent action is logged with its basis: the data it used, the rule or policy it applied, and who approved it where approval was required. Posting thresholds, PIN authorisation for sensitive entries, and full audit trails per decision are built in, so auditors can trace every line back to how and why it was booked.

System of Action

DO BETTER THAN STATIC DASHBOARDS

Bond's AI intelligence layer turns static data into intelligence that doesn't just inform work - it does it.

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New York, NY 10010
United States
Berkeley Square House
London, United Kingdom
W1J 6BD

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Bond Financial Technologies Ltd is an appointed representative of Hurricane Capital UK Limited that is authorised and regulated by the Financial Conduct Authority. Bond Financial Technologies Ltd registered address is Second Floor, Berkeley Square House, London, United Kingdom, W1J 6BD. The information and the services referred to on our site are directed at professional clients, eligible counterparties and retail clients. However, retail clients may only rely on the information herein in relation to corporate finance business. If you have any doubts about your status you must not access our site. This website is for information purposes only. Nothing herein shall be construed (i) as an official confirmation and/or (ii) as advice or a recommendation. Please note that you are required to have read and accepted the terms of our Privacy Policy & Terms of Use before you are able to access our website.