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Announcing Domains — everything your existing systems cover, and more, with agents doing the work.

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Agents Prepare. You Release. Bond Pays.

Every payment from every system — AP runs, payroll, treasury, intercompany — screened by agents, routed to the right rail, approved under your controls, and tracked to settlement.

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Payments Center›Payment Queue
TH
TINA HUDSON001 TECHNOLOGIES
Payments Center

Released Today

$12.4M

1,842 payments · 6 rails

In Approval

37

$4.1M · 3 awaiting CFO

Screened by Agents

100%

Sanctions · fraud · policy

Held

3

1 name mismatch · 2 new beneficiaries

Payment QueuePayments agent preparing · humans release
BeneficiarySourceRailAmountAgent checksStatus
Siemens AGSAP AP runSEPA Inst€2,400,000.00Running checks…Screening…
Allianz SETreasury transferSWIFT gpi$850,000.00Running checks…Screening…
Payroll · UKWorkday fileBacs£1,240,500.00Running checks…Screening…
Deloitte LLPNetSuite APACH$125,000.00Running checks…Screening…
Toyota Motor EuropeIntercompanyIn-house bank¥340,000,000Running checks…Screening…
Orion Trading FZEManualSWIFT$48,000.00Running checks…Screening…
Every release posts to Ledgers and auto-reconciles to the bank statement0 / 6 this cycle
Agent Pipeline
1
IngestERP · files · API · manual
2
Agent checksSanctions · fraud · policy
3
Rail selectionCost · speed · cut-off
4
ApprovalsChain · PIN · SoD
5
ReleaseAck · tracking · post
Rail Mix · TodayChosen by agent
SEPA Inst38% · €0.20 avg
SWIFT gpi26% · $18 avg
ACH18% · $0.02 avg
Faster Payments10% · £0.05 avg
In-house bank8% · No external fee
Fees down 31% vs legacy routingAll cut-offs met

Trusted by

Client
LSE: ASC
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NYSE: SGHC
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TTSE: MASSY
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TYO: 9984
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LSE: ASC
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NYSE: SGHC
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TTSE: MASSY
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TYO: 9984
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Payments, Prepared by Agents.

The core of the Payments domain. Agents prepare, screen, and route every payment across your banks and rails — you release, Bond pays.

The product lives in

Payments

Explore domain

From invoice to settlement on every rail — agents prepare, screen, and route; you release.

The agents that do the work here3 agents
  1. 01

    Payments Agent

    Prepares and routes every payment
    • Picks the cheapest, fastest rail per payment
    • Batches by entity, currency, and value date
    • Tracks every payment to confirmed settlement
    Meet the agent
  2. 02

    Policy Enforcer Agent

    Screens every payment before it leaves
    • Runs sanctions, limits, and duplicate checks
    • Enforces dual control and PIN on sensitive releases
    • Logs the basis of every approval for audit
    Meet the agent
  3. 03

    FX Agent

    Funds cross-currency payments at the best rate
    • Nets cross-currency flows before converting
    • Requests and compares quotes across your banks
    • Books the FX leg and links it to the payment
    Meet the agent

Agents Prepare. You Release. Bond Pays.

Every Rail, Every Entity, One Controlled Pipeline

INITIATIONPayments From Any Source

ERP, payroll, treasury, and ad-hoc payments — one queue, one set of controls.

Your Systems

ERP · HR · treasury · manual

Payments Center

One queue, one set of controls

SAP & NetSuite AP runs→
Workday payroll files→
Treasury & intercompany transfers←
Status, ack/nack & remittance back←
pain.001, CSV, API, or keyed inAny source
AGENT CHECKSScreened Before Release

Sanctions, duplicate, and limit checks on every payment — not a sample.

Agent checks · before releasePayments + Policy agents
Sanctions screeningChecking…
OFAC · EU · UN · UK HMT · internal lists
Beneficiary name matchChecking…
Account-to-name confirmed with bank
Duplicate & anomalyChecking…
Amount, timing, and beneficiary history
Policy limitsChecking…
$850K > $500K single-payment limit
Every payment, every time — no sampling3 held today
RAILSThe Right Rail, Every Time

SWIFT gpi, SEPA Instant, ACH, or Fedwire — chosen by cost, speed, and cut-off.

Rail selected by cost, speed & cut-offToday
SEPA Instant€0.20 · seconds
SWIFT gpi$18 · same day
ACH$0.02 · T+1
Faster Payments£0.05 · seconds
In-house bankNo external leg
Also CHAPS, Fedwire, RTP, Bacs, cardsFees −31%
APPROVALSApprovals & PIN Controls

Approval chains, dual control, and segregation of duties enforced at release.

Approval chain · Allianz SE · $850,000
1
Prepared by agentChecks passed · rail: SWIFT gpi
2
Reviewed · TreasuryM. Chen · 10:42 · mobile
3
Approved · CFODual control · PIN entered
4
ReleasedSegregation of duties enforced
Chains by amount, entity, currency, or railInherited from your banks
EXECUTIONTracked to Settlement

Acks, gpi tracking, and returns handled; live status, no calls to the bank.

Tracked to settlementgpi · ack/nack
Siemens AG · €2.4MIn flight…
SEPA Inst · settled in 4s
Allianz SE · $850KIn flight…
SWIFT gpi · at beneficiary bank
Payroll UK · £1.24MIn flight…
Bacs · 1,204 lines · due Fri
Deloitte · $125KIn flight…
ACH · return R03 · agent fixing
Beneficiaries notified, returns handledLive status
ACCOUNTINGPosted and Reconciled

Posts to Ledgers, clears the ERP voucher, and auto-matches the bank statement.

Posted & reconciledLedgers
PaymentSiemens AG · €2,400,000
JournalJE-10420 · AP clear / cash
Bank lineCAMT.053 · 21 Oct
Agent matching bank statement line to payment…

Vouchers cleared in the ERP, bank reconciled, audit trail complete

Payments never wait for month-end98.4% auto-matched

Agentsdothepreparation—screening,railselection,duplicateandpolicychecks.Peopledothereleasing—withapprovals,PINcontrols,andsegregationofdutiesinfrontofeverypayment.Bondexecuteson15,000+banksandeverymajorrail.

Trusted by Global Leaders

DON'T TAKE OUR WORD FOR IT

Trusted by global enterprises and critical national infrastructure alike. Bond handles it all, getting smarter with every cycle.

"Bond saves us hours every day. Its AI identifies trapped liquidity then plans the most optimal route to generate more revenue."

Alinda Van Wyk, CFO

100s m

Liquidity Unlocked

Alinda Van Wyk, CFO Logo

The Shell and Equinor JV, Adura, rolled out Bond's full AI system to future-proof their finance and treasury operations.

#1

Independent Producer

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"Bond was clearly more advanced than other vendors during the RFP process and has transformed our operations with it's AI-powered solutions."

Rajiv Parmar, Treasurer

$150m

Liquidity Managed

Rajiv Parmar, Treasurer Logo

Every Source, Every Bank, Every Rail

Connected to the systems you already pay from

Instructions arrive from your ERP, HR, and treasury systems in whatever format they produce. Agents validate and screen them, and the Payments Center releases to 15,000+ banks across SWIFT, SEPA, ACH, and instant rails.

ERPAP & intercompany

SAP, NetSuite, Oracle, and Dynamics payment runs ingested via pain.001, API, or file.

HR & PayrollBulk files

Workday, ADP, and local payroll files validated line by line before release.

Banks15,000+ connected

Host-to-host, SWIFT, EBICS, and APIs to your existing bank relationships.

RailsDomestic & cross-border

SWIFT gpi, SEPA & SEPA Inst, ACH, Fedwire, RTP, Bacs, FPS, CHAPS, and cards.

ScreeningSanctions & fraud

OFAC, EU, UN, HMT lists and account-to-name verification on every payment.

Ledgers & ReconInside Bond

Every release posts to Ledgers and auto-reconciles against the bank statement.

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Bond in Numbers

HUMAN GENIUS, AI EFFICIENCY

Money in motion — executed at speed, measured by performance, aligned to your targets.

$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

BOOK A DEMO

Ready to take control of money movement?

See how Bond can transform your finance operations with AI automation, ROI delivery, and intelligent decision-making.

Book Demo
$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

FAQs

Your questions, answered.

Agents prepare: they ingest instructions from your systems, screen every payment against sanctions and fraud heuristics, verify beneficiaries, check policy limits and duplicates, and pick the rail. People release: approval chains, dual control, PIN at release, and segregation of duties sit in front of every payment, and anything the agent holds is escalated with the evidence.
Any system that produces a payment instruction — ERP AP runs (SAP, NetSuite, Oracle, Dynamics), payroll files from Workday or ADP, treasury and intercompany transfers, or payments keyed in directly. Bond accepts pain.001, CSV, bank-specific formats, and API, and sends status and remittance information back to the source.
SWIFT and SWIFT gpi, SEPA and SEPA Instant, ACH, Fedwire, RTP, Bacs, Faster Payments, CHAPS, cards, and your in-house bank for intercompany — across 15,000+ banks via host-to-host, EBICS, SWIFT, and APIs. The agent picks the rail per payment by cost, speed, and cut-off.
Every released payment posts to Ledgers, clears the corresponding voucher in your ERP, and is auto-matched against the bank statement line when it lands. Returns and rejections are handled by the agent and re-presented, so nothing waits for month-end.

System of Action

DO BETTER THAN STATIC DASHBOARDS

Bond's AI intelligence layer turns static data into intelligence that doesn't just inform work - it does it.

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New York, NY 10010
United States
Berkeley Square House
London, United Kingdom
W1J 6BD

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Bond Financial Technologies Ltd is an appointed representative of Hurricane Capital UK Limited that is authorised and regulated by the Financial Conduct Authority. Bond Financial Technologies Ltd registered address is Second Floor, Berkeley Square House, London, United Kingdom, W1J 6BD. The information and the services referred to on our site are directed at professional clients, eligible counterparties and retail clients. However, retail clients may only rely on the information herein in relation to corporate finance business. If you have any doubts about your status you must not access our site. This website is for information purposes only. Nothing herein shall be construed (i) as an official confirmation and/or (ii) as advice or a recommendation. Please note that you are required to have read and accepted the terms of our Privacy Policy & Terms of Use before you are able to access our website.