Introducing Bond Agents — working to unlock liquidity and mitigate risk.

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Agent · 004

Every Payment, Every Rail, Every Time.

Processes, validates, and executes payments across all rails — SWIFT, SEPA, ACH — with built-in fraud detection and multi-level approvals.

Trusted by

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What the Payments Agent Does

Every rail, every currency, every approval chain — validated and executed.

Volume by rail● Active
SEPA Inst4800
SWIFT3200
ACH2200
Fedwire1200

Universal Rail Coverage

SWIFT, SEPA (SCT / SCT Inst), ACH, Faster Payments, CHAPS, Fedwire, RTP, card, and instant rails.

Rail routingRouting
€12K urgentSEPA Inst
0.20€
$420K wireFedwire
$15
£5K supplierFPS
£0.05
Bulk payrollACH
$0.02
Intl $8KSWIFT
$22
Refund €350SEPA
0.20€

Smart Rail Selection

Chooses the cheapest and fastest lawful rail for every payment based on amount, currency, and urgency.

Screening coverage3 flagged
Anomaly → review

Fraud Detection

Screens every payment against behavioral heuristics, beneficiary anomalies, and your internal blocklists.

List hits0/6
Acme CorpOFAC clean
Beta LtdEU clean
Zeta IncUN review
Nova SAHMT clean
Orion GmbHPEP check
Delta LLCDFAT clean

Sanctions Screening

Live screening against OFAC, EU, UN, and UK HMT lists with full hit-resolution workflows.

Approval chainStep 0/4
1
InitiatorAP clerk
2
ReviewerTreasury
3
ApproverCFO
4
ReleasedBank ack

Multi-Level Approvals

Configurable approval chains, dual control, and segregation of duties per entity, currency, or rail.

Current batchLive
payroll_US_0422.pain1,240 items · $4.2M
Validated
suppliers_EU.xml380 items · €820K
Validated
tax_Q2_2026.iso24 items · $1.1M
Validated
refunds_UK.pain92 items · £44K
Review

Bulk & File Processing

Ingests payment files from ERPs, validates them line by line, and releases them in one controlled batch.

Validation rateTarget 100%
99%
Name-matched12,408
Blocked42

Beneficiary Validation

Account verification, name match, and sanity checks before release — stopping errors at source.

Log categoriesBalanced
Approvals
62%
Overrides
4%
Exceptions
2%
System
32%

Full Audit Trail

Every approval, override, and exception is logged for compliance and regulator-ready reporting.

Settled today+12%
8,402

Real-Time Status

Tracks every payment end to end with status updates, ack/nack, and settlement confirmation.

Agents in Numbers

AUTONOMOUS EXECUTION, HUMAN OVERSIGHT

Bond agents move money, mitigate risk, and optimize liquidity — around the clock, without missing a beat.

$1B+

Liquidity Unlocked for Companies

$100M+

Extra Revenue Generated

$50B+

Monitored by Agents Every Day

24/7

Agents Working Around the Clock

10x

Faster Reaction Speed Than Traditional TMS

SlackTeamsGmailZoom

Agents Working by Your Side

Trusted by Global Leaders

DON'T TAKE OUR WORD FOR IT

The AI treasury management platform trusted by Fortune 500, FTSE, and other global public-market leading companies to deliver the outcomes that matter.

"Bond saves us hours every day. Its AI identifies trapped liquidity then plans the most optimal route to generate more revenue."

Alinda Van Wyk, CFO

500 +

Accounts Connected

Alinda Van Wyk, CFO Logo

Massy runs treasury operations on Bond across more than 60 business units spanning retail, energy, automotive, industrial, and financial services across the Caribbean, Colombia, and the United States.

60+

Business Units

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"Bond was clearly more advanced than other vendors during the RFP process and has transformed our operations with it's AI-powered solutions."

Rajiv Parmar, Treasurer

$150m

Liquidity Managed

Rajiv Parmar, Treasurer Logo

BOOK A DEMO

Ready to automate your payment operations?

See how Bond can transform your treasury operations with AI automation, ROI delivery, and intelligent decision-making.

$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

Frequently Asked Questions

Have a question? Here to help.

System of Action

DO BETTER THAN STATIC DASHBOARDS

Bond's AI intelligence layer turns static data into intelligence that doesn't just inform work - it does it.

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Bond Financial Technologies Ltd (FCA Number: 989936) is an appointed representative of Talbot Capital Limited, which is authorised and regulated by the Financial Conduct Authority. Bond Financial Technologies Ltd registered address is Second Floor, Berkeley Square House, London, United Kingdom, W1J 6BD. The information and the services referred to on our site are directed at professional clients, eligible counterparties and retail clients. However, retail clients may only rely on the information herein in relation to corporate finance business. If you have any doubts about your status you must not access our site. This website is for information purposes only. Nothing herein shall be construed (i) as an official confirmation and/or (ii) as advice or a recommendation. Please note that you are required to have read and accepted the terms of our Privacy Policy & Terms of Use before you are able to access our website.