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Plans That Reforecast Themselves.

Driver-based plans, rolling reforecasts, and board-ready variance commentary produced by agents from reconciled actuals — alongside Anaplan, Adaptive, Pigment, or the Excel model you already trust.

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Forecast›FP&A · Q3 Reforecast
TH
TINA HUDSON001 TECHNOLOGIES
FP&A

FY Revenue Forecast

$426.0M

+3.4% vs budget $412M

EBITDA Margin

18.2%

vs 17.5% plan

Opex vs Budget

−2.1%

Favourable · hiring pace

Reforecast

Q3 · live

Actuals through 21 Oct

P&L · Actual vs Budget vs ForecastFP&A agent explaining variances
LineActualBudgetFY FcstVar.Agent commentary
Revenue$104.2M$101.0M$426.0M+3.2%Analysing…
Cost of Sales$41.8M$40.4M$168.5M−3.5%Analysing…
Gross Margin59.9%60.0%60.4%−0.1ptAnalysing…
Sales & Marketing$22.1M$24.0M$94.2M+7.9%Analysing…
R&D$18.6M$18.2M$74.9M−2.2%Analysing…
G&A$9.4M$9.8M$38.1M+4.1%Analysing…
EBITDA$19.0M$17.6M$77.6M+8.0%Analysing…
Actuals from the ERP GL · plan from Anaplan · forecast by BondBoard narrative drafted
Driver Tree · Revenue
New ARR$9.8M / qtr
Net retention112%
Headcount1,284 of 1,310
Cloud cost / rev11.2%
Scenario · Hiring freeze Q4What-if
Opex saved+$3.4M
Revenue impact (H1 FY27)−$1.1M
EBITDA margin FY18.9%
Cash impact+$2.8M by Mar
Flows to cash forecast & capital planAsk in plain English

Trusted by

Client
LSE: ASC
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NYSE: SGHC
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TTSE: MASSY
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TYO: 9984
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LSE: ASC
Client
NYSE: SGHC
Client
Client
Client
TTSE: MASSY
Client
Client
Client
Client
TYO: 9984
Client
Client
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Client

FP&A, Run by Agents.

FP&A lives in the Forecast domain. Agents keep plans, reforecasts, and board narratives current from reconciled actuals.

The product lives in

Forecast

Explore domain

Cash, plans, and capital projected from live data — agents rebuild the view every time an input moves.

The agents that do the work here3 agents
  1. 01

    Forecasting Agent

    Keeps the plan reforecasting itself
    • Pulls actuals from the ERP as the period closes
    • Reforecasts driver-based plans on new actuals
    • Flags variances to budget and traces them to drivers
    Meet the agent
  2. 02

    Reporting Agent

    Writes the management and board narrative
    • Drafts commentary on every material variance
    • Assembles the monthly pack and board deck
    • Answers follow-up questions with cited numbers
    Meet the agent
  3. 03

    Risk Agent

    Stress-tests the plan
    • Runs scenarios on rates, FX, and demand shocks
    • Shows which lines break first and by how much
    • Suggests hedges or plan changes to close the gap
    Meet the agent

FP&A, Run by Agents

Driver-Based Plans, Rolling Reforecasts & Board Narratives — Alongside the Tools You Already Use

DRIVERSDriver-Based Plans

Plan on real drivers — change one and every line and month rebuilds itself.

Driver-based plan · revenueFY27
New ARR / quarter$9.8M
Net revenue retention112%
Sales headcount ramp38 reps · 5-mo ramp
Price uplift+3.0% · Jan
Change a driver, every line and every month updatesNo formulas
REFORECASTRolling Reforecasts

Actuals land, drivers refresh, the forecast rebuilds — monthly, in hours.

Rolling reforecast · Q3
1
Actuals loadedGL closed in Ledgers · 21 Oct
2
Drivers refreshedBookings, headcount, cloud usage
3
Forecast rebuiltFY revenue $426M · +3.4% vs budget
4
Owners notified6 departments · 2 need a decision
Reforecast monthly, not once a quarter in a panic2 hours, not 2 weeks
VARIANCEVariances Explained

Price, volume, mix, timing, and FX decomposed, with board-ready commentary.

Variance analysis · Q3Agent commentary
Sales & Marketing · +$1.9M fav.Analysing…
14 open reqs · hiring 6 weeks behind plan
Cost of sales · −$1.4M unfav.Analysing…
Cloud costs scale with enterprise usage · 11.2% of rev
R&D · −$0.4M unfav.Analysing…
Contractor spend pulled forward for Q3 release
G&A · +$0.4M fav.Analysing…
Audit fees billed Q4 · reclass proposed
Price, volume, mix, timing, FX — every variance decomposedWritten for the board
EXISTING TOOLSAlongside Your Planning Stack

Keep Anaplan, Adaptive, Pigment, or Excel — synced two-way, no re-keying.

Your Planning Stack

Anaplan · Adaptive · Pigment · Excel

FP&A Agent

Actuals · drivers · commentary

Budgets, targets & driver assumptions→
Department plans & headcount→
Actuals from the GL, reconciled←
Reforecasts, variances & narratives←
Keep the model you built; stop feeding it by handTwo-way sync
NARRATIVEBoard Packs That Write Themselves

Narratives drafted from the numbers, reviewed by you, every figure traceable.

Board narrative · Q3Drafted by agent
Revenue$104.2M · +3.2% vs budget
EBITDA margin18.2% vs 17.5% plan
Key riskCloud cost ratio trending up
Draft: “Q3 revenue beat driven by enterprise upsell; margin ahead on hiring pace…”

Every number in the narrative drills to the GL transaction behind it

Branded, versioned, audit-cleanMinutes, not days
HEADCOUNT & OPEXPeople and Spend Reconciled

HRIS headcount, ERP actuals, and vendor spend reconciled to plan, continuously.

Headcount & opex plan1,284 of 1,310
Engineering · 412 FTEReconciling…
Workday actuals vs plan 420 · 8 open reqs
Sales · 286 FTEReconciling…
Plan 300 · ramp model applied to new hires
Cloud & toolingReconciling…
AWS +18% QoQ · usage-driven · flagged
Contractors · R&DReconciling…
$2.1M · Q3 release · ends Nov
HRIS, ERP, and vendor spend reconciled to the planOwners alerted

Yourplanningmodelstayswhereitis.Bond’sagentsfeeditreconciledactuals,rebuildtheforecastwhendriversmove,decomposeeveryvariance,anddraftthenarrative—soFP&Aspendsthemonthondecisionsinsteadofreconciliations.

Trusted by Global Leaders

DON'T TAKE OUR WORD FOR IT

Trusted by global enterprises and critical national infrastructure alike. Bond handles it all, getting smarter with every cycle.

"Bond saves us hours every day. Its AI identifies trapped liquidity then plans the most optimal route to generate more revenue."

Alinda Van Wyk, CFO

100s m

Liquidity Unlocked

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The Shell and Equinor JV, Adura, rolled out Bond's full AI system to future-proof their finance and treasury operations.

#1

Independent Producer

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"Bond was clearly more advanced than other vendors during the RFP process and has transformed our operations with it's AI-powered solutions."

Rajiv Parmar, Treasurer

$150m

Liquidity Managed

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Alongside the Planning Tools You Already Use

No re-platforming · no re-keying

Bond connects to your GL, HRIS, CRM, and planning platform. Agents pull closed actuals and live drivers, push reforecasts and commentary back, and keep every number traceable to source — your model remains yours.

PlanningYour model

Anaplan, Adaptive, Pigment, Workday Adaptive, and Excel kept in two-way sync.

ERP / GLActuals

Closed, reconciled actuals from SAP, Oracle, NetSuite, Dynamics via Bond Ledgers.

HRISHeadcount

Workday, BambooHR, HiBob headcount, comp, and open reqs drive the people plan.

CRMBookings

Salesforce and HubSpot pipeline, bookings, and retention shape the revenue drivers.

Usage & VendorsOpex drivers

Cloud bills, SaaS spend, and vendor invoices flow in as usage-driven costs.

Cash & CapitalInside Bond

The plan feeds the cash forecast and capital plan — one set of numbers across finance.

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Bond in Numbers

HUMAN GENIUS, AI EFFICIENCY

Money in motion — executed at speed, measured by performance, aligned to your targets.

$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

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$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

FAQs

Your questions, answered.

No. Bond works alongside the planning tool you have. Agents push reconciled actuals, driver updates, and reforecasts into it and pull plans and assumptions back, so the model your team built stays the model — it just stops needing to be fed and reconciled by hand.
The plan is expressed in the drivers that move the business — bookings, retention, headcount ramps, pricing, usage — rather than thousands of hard-coded lines. When a driver changes, the agent rebuilds every affected line, month, and entity, and shows you the delta versus the previous version.
Each variance is decomposed into price, volume, mix, timing, and FX using the underlying transactions, then written up by the agent in your house style. A reviewer approves or edits before anything is published, and every figure in the narrative drills back to the GL entry behind it.
Natively. The plan feeds Bond’s cash forecast and capital plan, actuals come from the same reconciled Ledgers, and scenarios run across all three — so finance, treasury, and the board work from one set of numbers instead of three reconciled versions.

System of Action

DO BETTER THAN STATIC DASHBOARDS

Bond's AI intelligence layer turns static data into intelligence that doesn't just inform work - it does it.

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Bond Financial Technologies Ltd is an appointed representative of Hurricane Capital UK Limited that is authorised and regulated by the Financial Conduct Authority. Bond Financial Technologies Ltd registered address is Second Floor, Berkeley Square House, London, United Kingdom, W1J 6BD. The information and the services referred to on our site are directed at professional clients, eligible counterparties and retail clients. However, retail clients may only rely on the information herein in relation to corporate finance business. If you have any doubts about your status you must not access our site. This website is for information purposes only. Nothing herein shall be construed (i) as an official confirmation and/or (ii) as advice or a recommendation. Please note that you are required to have read and accepted the terms of our Privacy Policy & Terms of Use before you are able to access our website.