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Agent · 002

Reconcile in Seconds, Not Hours.

Matches transactions across banks, ERPs, and internal ledgers automatically — flagging exceptions for human review only when needed.

Book Demo
002 · LiveClose Agent

Trusted by

Client
LSE: ASC
Client
NYSE: SGHC
Client
Client
Client
TTSE: MASSY
Elopak
OSE: ELO
Client
Client
Client
Client
TYO: 9984
Client
Client
Client
Client
Client
Client
Client
LSE: ASC
Client
NYSE: SGHC
Client
Client
Client
TTSE: MASSY
Elopak
OSE: ELO
Client
Client
Client
Client
TYO: 9984
Client
Client
Client
Client
Client
Client

What the Close Agent Does

From raw feeds to fully-matched ledgers — continuously and without manual rules.

Source ingestionRouting
MT940→Ledger
12.4K rows
CAMT.053→Ledger
8.1K rows
SAP ERP→Ledger
6.3K rows
Custodian→Ledger
2.1K rows
Stripe payouts→Ledger
1.8K rows
Payroll CSV→Ledger
0.9K rows

Multi-Source Matching

Reconciles bank (MT940, CAMT, BAI2), ERP, custodian, and trading platform data in a single pass.

Auto-match pairs0/6
BNP €12,400○AR-4420 €12,400
HSBC £8,250○INV-7788 £8,250
JPM $15,000○PO-9102 $15,000
Citi ¥1.2M○JE-5531 ¥1.2M
UBS CHF 4,820○INV-8102 CHF 4,820
DBS SGD 6,300○AR-5218 SGD 6,300

AI-Driven Matching

Matches transactions by amount, date, reference, and context — no manual rule writing required.

Break buckets● Active
Timing42
FX variance18
Amount12
Missing8

Exception Triage

Groups breaks by likely cause (timing, FX, amount, missing entry) and ranks by materiality.

Suggested fixesLive
Accrue pending invoiceAR-8801 · £4,220
Accept
FX gain re-markEUR→USD · $312
Accept
Split incoming wireMT103 · $22,500
Accept
Reverse duplicateJE-4412
Review

Resolution Suggestions

Proposes the most likely resolution for every break — reviewed and approved in a single click.

Match rate+2.1% MoM
98.4%

Continuous Learning

Every correction trains the matching model, so straight-through rates improve week over week.

Currency mixBalanced
USD
42%
EUR
28%
GBP
18%
Other
12%

Multi-Currency & Intercompany

Handles FX-translated matches, intercompany eliminations, and multi-leg settlements natively.

Match rateTarget 100%
98%
Exceptions82
Aging >2d4

Real-Time Dashboards

Live visibility into match rate, exception backlog, and aging — by entity, desk, or counterparty.

Events stream126K events
MatchJE-10420
OverrideJE-10412
Sign-offUK lead
BreakFX-4412
MatchJE-10421
ExportAudit pack
MatchJE-10420
OverrideJE-10412
Sign-offUK lead
BreakFX-4412
MatchJE-10421
ExportAudit pack
MatchJE-10420

Audit-Ready Trails

Every match, break, and override is logged with full context and exportable for audit.

Period closeStep 0/4
1
ReconcileAll sources
2
Sign-offEntity lead
3
ConsolidateGroup GL
4
PublishBoard pack

Integrated Close

Feeds reconciled balances straight into your period-close workflow — cutting days from the close.

Where the Close Agent Does Its Work

The domain it lives in, and the products it works inside to get each task done.

The agent lives in

Ledgers

Explore domain

Auto-matching, journals, intercompany eliminations, and consolidation on an agentic ledger — the Close Agent runs the financial close autonomously across every entity in the organization, not just treasury.

How the work gets done7 steps
  1. 01

    Connectivity

    Subledger & statement feeds

    Pulls every bank, ERP, and subledger feed from all entities as it lands — MT940, CAMT, BAI2, and ERP extracts in any format.

    View product
  2. 02

    Reconciliation

    Org-wide matching

    Matches bank, ERP, AR, AP, and intercompany lines continuously across every entity — routing only the breaks to a human.

    View product
  3. 03

    Accounts Receivable

    AR subledger close

    Applies cash to open invoices and closes the receivables subledger — short-pays and multi-invoice remittances included.

    View product
  4. 04

    Accounts Payable

    AP subledger close

    Clears vouchers against payments and bank debits so payables close without waiting for month-end.

    View product
  5. 05

    Ledgers

    Journals & consolidation

    Posts accruals and adjusting journals, runs intercompany eliminations, and consolidates the group GL across every entity.

    View product
  6. 06

    Workflows

    Sign-off & controls

    Orchestrates entity-by-entity sign-offs, approvals, and controls so the whole-org close moves without chasing people.

    View product
  7. 07

    Reports

    Consolidated statements

    Generates the consolidated financial statements and board pack the moment the close is locked.

    View product

Trusted by Global Leaders

DON'T TAKE OUR WORD FOR IT

Trusted by global enterprises and critical national infrastructure alike. Bond handles it all, getting smarter with every cycle.

"Bond saves us hours every day. Its AI identifies trapped liquidity then plans the most optimal route to generate more revenue."

Alinda Van Wyk, CFO

100s m

Liquidity Unlocked

Alinda Van Wyk, CFO Logo

The Shell and Equinor JV, Adura, rolled out Bond's full AI system to future-proof their finance and treasury operations.

#1

Independent Producer

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"Bond was clearly more advanced than other vendors during the RFP process and has transformed our operations with it's AI-powered solutions."

Rajiv Parmar, Treasurer

$150m

Liquidity Managed

Rajiv Parmar, Treasurer Logo

Agents in Numbers

AUTONOMOUS EXECUTION, HUMAN OVERSIGHT

Bond agents move money, mitigate risk, and optimize liquidity — around the clock, without missing a beat.

$1B+

Liquidity Unlocked for Companies

$100M+

Extra Revenue Generated

$50B+

Monitored by Agents Every Day

24/7

Agents Working Around the Clock

10x

Faster Reaction Speed Than Traditional TMS

SlackTeamsGmailZoom

Agents Working by Your Side

$1B+

Liquidity Unlocked for Companies

$100M+

Extra Revenue Generated

$50B+

Monitored by Agents Every Day

24/7

Agents Working Around the Clock

10x

Faster Reaction Speed Than Traditional TMS

SlackTeamsGmailZoom

Agents Working by Your Side

BOOK A DEMO

Ready to put reconciliation on autopilot?

See how Bond can transform your finance operations with AI automation, ROI delivery, and intelligent decision-making.

Book Demo
$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

FAQs

Your questions, answered.

Bank statements (MT940, BAI2, CAMT), ERP journals (SAP, Oracle, NetSuite, Microsoft Dynamics), trading platforms, custodian feeds, and internal ledgers — all through the Bond connectivity layer.
Unmatched items are grouped by likely cause (timing, FX, amount variance, missing entry), ranked by materiality, and routed to the right owner with suggested resolutions for one-click approval.
Yes. Every manual match or rejection is fed back into the matching model, so accuracy and straight-through-processing rates improve continuously without manual rule writing.

System of Action

DO BETTER THAN STATIC DASHBOARDS

Bond's AI intelligence layer turns static data into intelligence that doesn't just inform work - it does it.

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Bond
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41 Madison Avenue, 31st Floor
New York, NY 10010
United States
Berkeley Square House
London, United Kingdom
W1J 6BD

Platform

Foundation

  • Intelligence
  • Connectivity
  • Governance & Controls
  • Market Data
  • Payments

Accounting

  • Ledgers
  • Close
  • Reconciliation
  • Journal Entries

Treasury

  • Headquarters
  • Liquidity
  • Risk
  • Debt
  • In House Bank

Trading

  • Investments
  • FX

Forecasting

  • Treasury Forecast
  • FP&A
  • Capital Forecast

Payables & Receivables

  • Accounts Payable
  • Accounts Receivable

Domains

  • Foundation
  • Accounting
  • Treasury
  • Trading
  • Forecasting
  • Payables & Receivables

Agents

  • Optimization
  • Close
  • FX
  • Payments
  • Investment
  • Risk
  • Policy Enforcer
  • Forecasting
  • Reporting
  • Debt
  • AP
  • AR

Solutions

By Size

  • Enterprise
  • Mid-Market

By Role

  • CFOs
  • Treasury
  • Accounting
  • FP&A
  • Risk

Resources

  • Resource Center
  • Integrations
  • Trust Center
  • Careers
  • About Us
  • Architecture
  • How To Judge Us
  • How We Deploy
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Privacy PolicyCookie PolicyAcceptable UseFair Processing NoticeTerms of Use

Bond Financial Technologies Ltd is an appointed representative of Hurricane Capital UK Limited that is authorised and regulated by the Financial Conduct Authority. Bond Financial Technologies Ltd registered address is Second Floor, Berkeley Square House, London, United Kingdom, W1J 6BD. The information and the services referred to on our site are directed at professional clients, eligible counterparties and retail clients. However, retail clients may only rely on the information herein in relation to corporate finance business. If you have any doubts about your status you must not access our site. This website is for information purposes only. Nothing herein shall be construed (i) as an official confirmation and/or (ii) as advice or a recommendation. Please note that you are required to have read and accepted the terms of our Privacy Policy & Terms of Use before you are able to access our website.