Introducing Bond Agents — working to unlock liquidity and mitigate risk.

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Agent · 003

Reconcile in Seconds, Not Hours.

Matches transactions across banks, ERPs, and internal ledgers automatically — flagging exceptions for human review only when needed.

Trusted by

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What the Reconciliation Agent Does

From raw feeds to fully-matched ledgers — continuously and without manual rules.

Source ingestionRouting
MT940Ledger
12.4K rows
CAMT.053Ledger
8.1K rows
SAP ERPLedger
6.3K rows
CustodianLedger
2.1K rows
Stripe payoutsLedger
1.8K rows
Payroll CSVLedger
0.9K rows

Multi-Source Matching

Reconciles bank (MT940, CAMT, BAI2), ERP, custodian, and trading platform data in a single pass.

Auto-match pairs0/6
BNP €12,400AR-4420 €12,400
HSBC £8,250INV-7788 £8,250
JPM $15,000PO-9102 $15,000
Citi ¥1.2MJE-5531 ¥1.2M
UBS CHF 4,820INV-8102 CHF 4,820
DBS SGD 6,300AR-5218 SGD 6,300

AI-Driven Matching

Matches transactions by amount, date, reference, and context — no manual rule writing required.

Break buckets● Active
Timing42
FX variance18
Amount12
Missing8

Exception Triage

Groups breaks by likely cause (timing, FX, amount, missing entry) and ranks by materiality.

Suggested fixesLive
Accrue pending invoiceAR-8801 · £4,220
Accept
FX gain re-markEUR→USD · $312
Accept
Split incoming wireMT103 · $22,500
Accept
Reverse duplicateJE-4412
Review

Resolution Suggestions

Proposes the most likely resolution for every break — reviewed and approved in a single click.

Match rate+2.1% MoM
98.4%

Continuous Learning

Every correction trains the matching model, so straight-through rates improve week over week.

Currency mixBalanced
USD
42%
EUR
28%
GBP
18%
Other
12%

Multi-Currency & Intercompany

Handles FX-translated matches, intercompany eliminations, and multi-leg settlements natively.

Match rateTarget 100%
98%
Exceptions82
Aging >2d4

Real-Time Dashboards

Live visibility into match rate, exception backlog, and aging — by entity, desk, or counterparty.

Events stream126K events
MatchJE-10420
OverrideJE-10412
Sign-offUK lead
BreakFX-4412
MatchJE-10421
ExportAudit pack
MatchJE-10420
OverrideJE-10412
Sign-offUK lead
BreakFX-4412
MatchJE-10421
ExportAudit pack
MatchJE-10420

Audit-Ready Trails

Every match, break, and override is logged with full context and exportable for audit.

Period closeStep 0/4
1
ReconcileAll sources
2
Sign-offEntity lead
3
ConsolidateGroup GL
4
PublishBoard pack

Integrated Close

Feeds reconciled balances straight into your period-close workflow — cutting days from the close.

Agents in Numbers

AUTONOMOUS EXECUTION, HUMAN OVERSIGHT

Bond agents move money, mitigate risk, and optimize liquidity — around the clock, without missing a beat.

$1B+

Liquidity Unlocked for Companies

$100M+

Extra Revenue Generated

$50B+

Monitored by Agents Every Day

24/7

Agents Working Around the Clock

10x

Faster Reaction Speed Than Traditional TMS

SlackTeamsGmailZoom

Agents Working by Your Side

Trusted by Global Leaders

DON'T TAKE OUR WORD FOR IT

The AI treasury management platform trusted by Fortune 500, FTSE, and other global public-market leading companies to deliver the outcomes that matter.

"Bond saves us hours every day. Its AI identifies trapped liquidity then plans the most optimal route to generate more revenue."

Alinda Van Wyk, CFO

500 +

Accounts Connected

Alinda Van Wyk, CFO Logo

Massy runs treasury operations on Bond across more than 60 business units spanning retail, energy, automotive, industrial, and financial services across the Caribbean, Colombia, and the United States.

60+

Business Units

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"Bond was clearly more advanced than other vendors during the RFP process and has transformed our operations with it's AI-powered solutions."

Rajiv Parmar, Treasurer

$150m

Liquidity Managed

Rajiv Parmar, Treasurer Logo

BOOK A DEMO

Ready to put reconciliation on autopilot?

See how Bond can transform your treasury operations with AI automation, ROI delivery, and intelligent decision-making.

$1B+

Liquidity Unlocked

$100M+

Extra Revenue Generated

1,000+

Risk Incidents Mitigated

$36.5B+

Investment Volume Annually

$1T+

Transactions Processed

$50B+

Managed Daily

Frequently Asked Questions

Have a question? Here to help.

System of Action

DO BETTER THAN STATIC DASHBOARDS

Bond's AI intelligence layer turns static data into intelligence that doesn't just inform work - it does it.

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Bond Financial Technologies Ltd (FCA Number: 989936) is an appointed representative of Talbot Capital Limited, which is authorised and regulated by the Financial Conduct Authority. Bond Financial Technologies Ltd registered address is Second Floor, Berkeley Square House, London, United Kingdom, W1J 6BD. The information and the services referred to on our site are directed at professional clients, eligible counterparties and retail clients. However, retail clients may only rely on the information herein in relation to corporate finance business. If you have any doubts about your status you must not access our site. This website is for information purposes only. Nothing herein shall be construed (i) as an official confirmation and/or (ii) as advice or a recommendation. Please note that you are required to have read and accepted the terms of our Privacy Policy & Terms of Use before you are able to access our website.